Call us today to speak to our Business Debt Experts: 0333 305 4331
Available 24/7. Request a call back.
If your business borrowed under the CBIL or BBL schemes, you may now be struggling to repay your loan. This can have serious consequences for your business and, directors personally. Download this guide to discover everything you need to know about CBILS and BBLS.
Repayment Terms
Find out more about how and when you have to repay your CBILs/BBLs loans. This includes interest free periods, payment holidays and more.
How You Can Spend It
There is a great deal of confusion about exactly how you are allowed to spend these loans. Discover what you can use your loan for and, what happens if you misspend it.
When You Can’t Repay
Although these loans are government-backed, they can still have serious consequences for businesses and directors. Find out what happens when you can’t pay.
Your Personal Liability
Despite largely being business debts, there are various circumstances that can see directors be made personally liable. Find out how to limit your exposure.
Case Studies
These case studies look at real-life situations involving CBILS & BBLS loans. They show what can happen in the worst-case scenario and how to avoid this.
Your Questions Answered
In this section, we answer some of the most common questions surrounding these loan schemes and what they mean for businesses and directors.
Late Payments, New Laws: And Why the Real Risk Hasn’t Changed
Exploring the 2024 UK late payment reforms and why they don’t eliminate director risk. Learn how delayed invoices lead to HMRC arrears, statutory demands, and personal guarantee exposure. Get expert guidance on protecting your business and assets before cash flow pressure escalates into insolvency.
Read Full Story
Second Charges Under Scrutiny: What the FCA Warning Means for Your Home
The FCA has recently issued a warning about the use of second charge mortgages. For many who use one, the consequences are significant.
Read Full Story
How Personal Guarantees Put Your Home at Risk (And What You Can Do)
Signing a Personal Guarantee pierces the corporate veil of a limited company. If the PG is called in, it can put your home at risk. Find out how, and what you can do about it.
Read Full Story