Business Debt

Home Business Debt

Find out how we can help with your business debt today.

Personal Guarantees

If you can’t pay, a personal guarantee poses a serious financial risk for directors. Read more about the specific issues caused by different types of guarantees, how to deal with your creditors and your options.

Business Insolvency

Understand the critical differences between compulsory liquidation, corporate administration, and receivership. Discover how these processes work, and whether they’re the right option for your situation.

HMRC Business Arrears

HMRC are one of the most difficult creditors any business can face and pose a serious threat to companies and directors. Read on to learn more about the specific issues you may face.

Directors’ Liability

Business Debt Resolution

Explore tailored business debt resolution pathways, comparing formal debt relief options, alternative restructuring solutions, and whether to consider company liquidation.

Statutory Demands, CCJs & Winding Up Petitions

A statutory demand, CCJ or winding up petition should not be ignored or, they could spell disaster for your business. Read on to find out more about your options.

Business Rescue

There are an infinite number of issues that can put your buiness under financial pressure. However, there are always solutions available. Find out more about how you can resolve your issues.

Commercial Property Issues

Commercial property issues can be complex and can have serious consequences for businesses and individuals. Read on to find out more about the options available to resolve your issues.

Business Liquidation

Liquidation is a complex and serious insolvency process, both for busineses and directors. Find out more about what liquidation means for you and what your best options are.

CBILS, BBLS and RLS

These loan schemes were introduced as a lifeline during the pandemic. But now, they are a burden for businesses. Click below to find out what they mean for your business and explore your options.

Sectors

Debt affects every sector differently, from the volatility of construction to the tight margins of hospitality. At Bell & Company, we provide more than just advice; we build bespoke strategies designed to protect your assets and your future.

Debt Resolution: An Alternative to Formal Insolvency

Facing mounting business liabilities and personal guarantee demands? Explore how strategic alternative debt resolution protects your core personal assets and helps settle complex debts on your terms.

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Managing Debt and Mental Health When Your Business Is Struggling

The Human Behind Business Debt When a business faces severe financial distress, the strain rarely stays on the balance sheet. It follows you home and can affect your sleep, relationships and sanity. You lie awake at 3 in the morning,…

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What’s the Difference Between Insolvency and Liquidation?

Understanding the true difference between insolvency and liquidation is the first step toward taking back control of your financial future.

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The Biggest Debt Challenges Facing UK Businesses in 2026 – And Why Asking for Help Earlier Matters

Financial difficulties rarely start with a single crisis, they build gradually through a domino effect of rising costs and late payments. This article explores the hidden toll of debt on UK business owners in 2026 and explains why taking action early is the key to regaining control.

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