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Consumer-credit legislation

The body of laws and regulations governing credit provided to consumers, including disclosure, conduct and enforcement requirements.

  • Consumer Credit Act 1974

    Key UK legislation regulating many forms of consumer credit and setting requirements around agreements, notices and enforcement.

  • Consumer credit

    Credit provided to individuals for personal purposes and regulated, where applicable, by consumer credit law.

  • Credit agreement

    A contract setting out the terms on which credit is provided, including repayment, interest, charges and any security.

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