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Consumer Credit Act 1974

Key UK legislation regulating many forms of consumer credit and setting requirements around agreements, notices and enforcement.

  • Consumer-credit legislation

    The body of laws and regulations governing credit provided to consumers, including disclosure, conduct and enforcement requirements.

  • Consumer credit

    Credit provided to individuals for personal purposes and regulated, where applicable, by consumer credit law.

  • Default notice

    A formal notice required in certain regulated credit agreements before a creditor can take specified enforcement steps.

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