Case Studies

How to Negotiate a Full and Final Settlement

When financial pressure hits, it can feel like there’s no way out — especially when the stakes are as high as your family home. But at Bell & Company, we know that behind every debt is a story, and behind every story is a solution waiting to be found. In…

How Bell & Company Secured a £103,000 Debt Reduction for a retail business owner.

After his business went into administration, our client was hit with a £183,000 personal guarantee demand from an aggressive FinTech lender. With legal threats mounting and bankruptcy on the horizon, he turned to Bell & Company. Through expert negotiation and strategic planning, we slashed the debt down to £63,000 —…

Turning a £540,000 Loan Threat into Victory.

When a £540,000 secured loan threatens to strip away everything you’ve built, what stands between you and losing generations of family legacy? Today, I’ll share how we protected not just an asset, but an entire family’s future.

£72,000 HMRC Winding-Up Petition AVOIDED.

Our client faced a significant liability with HMRC, and the company was under the imminent threat of winding-up proceedings if the matter wasn’t resolved. The following case study highlights how we assisted the client in addressing the Revenue liability and navigating the challenges posed by HMRC’s actions.

Resolving Overdrawn Directors’ Loans: Protecting Our Clients Assets

When it comes to compulsory liquidation, many business owners aren’t aware that an overdrawn directors’ loan account is viewed as an asset of the company and therefore an insolvency practitioner’s role is to recover the full amount, alongside the potential for additional costs, fees and interest that can be added….

Overdrawn Directors’ Loan Account – AVOIDING Bankruptcy.

Every business debt-related challenge has a solution. This recent success story highlights our dedication to achieving positive results, even in the most challenging financial circumstances.

Reducing a Six-Figure Business Debt by 80%

In the world of business debt resolution, the key to success often lies in strategy, timing, and negotiation. This case study highlights the importance of expert intervention in reducing financial liabilities and avoiding the drastic consequences of bankruptcy.

Exposing Hidden Risks: When PG Exposure Threatens Your Family’s Financial Security

This case study underscores the broader impact that business debt has on entire families, particularly where personal guarantee exposure is prevalent.  “Personal Guarantee Advice”…that’s exactly what our client had typed into Google to find Bell & Company. He liked the…

Debt Relief Success: Saving Family Home After Unexpected Loss 

Our client faced a heartbreaking situation after the sudden passing of her husband. In addition to the emotional turmoil the family were going through, they were also facing repossession threats due to a £437,000 debt which was secured against their…

Persistence Pays Off: Asset Protection Amidst Recovery Action

Our clients, two brothers, jointly owned three properties that fell into negative equity dating back to 2007. To find a resolution, they decided to voluntarily surrender these properties back to the lender, who subsequently sold them and pursued the clients…

Navigating the Negative Equity Storm: Savings of £221,627 & Family Home Retained

This case exemplifies why we do what we do here at Bell & Company. Referred by a previous client of ours, this client’s journey highlights the critical importance of our service standards. By intervening at a crucial moment, we not…

Resolving Financial Crisis Amidst Personal Struggles

Many business owners imagine entering their retirement years with financial security and enjoying the fruits of their labour. However, reality often takes unexpected turns, leaving individuals grappling with unforeseen challenges. In this particular case study, we delve into the story…