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How to Stop a Winding-Up Petition (Before a Court Decides)
A winding-up petition asks the court to close your company and appoint a liquidator to deal with its affairs. Once you receive the petition, the instinct is to react fast by paying the creditor or calling the first firm you…
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What Does Personal Guarantee Insurance Cover?
Personal guarantee insurance is marketed as a safety net for directors who sign guarantees to secure business finance. While it promises to cover much of the debt if the lender demands payment, the terms are stricter and the protection often…
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Profit Is Vanity. Cash Is Sanity: Why Profitable Businesses Still Struggle With Debt
The same optimism that builds a business can sometimes blind you to its financial problems. A business can have a healthy order book, strong sales forecasts and even report a profit, yet still struggle to pay HMRC, employees, lenders and…
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