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Profit Is Vanity. Cash Is Sanity: Why Profitable Businesses Still Struggle With Debt
The same optimism that builds a business can sometimes blind you to its financial problems. A business can have a healthy order book, strong sales forecasts and even report a profit, yet still struggle to pay HMRC, employees, lenders and…
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The Scariest Thing Is Facing Debt Alone: What Directors Can Do About Creditor Pressure and Personal Guarantees
There are things that are supposed to scare us at Halloween. Your phone ringing shouldn’t be one of them. Neither should an email landing in your inbox, a letter arriving at your home, or seeing a creditor’s name flash up…
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Managing Overdrawn Directors’ Loan Accounts
When you run a limited company, there are lots of financial details to keep track of. One area that often surprises directors is the director’s loan account, or DLA. Many directors only find out they have used this account when…
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