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Free expert advice from specialists who understand your sector.
The UK’s automotive and transport sectors are the backbone of our economy, but even the most resilient businesses in these industries are facing unprecedented financial pressures. From independent car dealerships and fleet operators to haulage firms and logistics providers, financial strain is building rapidly. Waiting for business to pick up isn’t a strategy – it’s a significant risk.
At Bell & Company, we specialise in supporting directors across the automotive and logistics space who are navigating overwhelming debt, personal guarantee exposure, and relentless creditor pressure. We understand the unique challenges facing your industry and have a proven track record of delivering results.
Whether you’re a car dealership, haulage operator, or logistics provider, numerous financial hurdles can impact your operations:
I seldom write reviews, but I felt the service and help I got from Bell and Company was outstanding. My wife and I had difficulties with a major banking institution and could not find a way of getting a release….
Dara McEniff – IE
See How We’ve Helped The Industry
Whether you’re a car dealership, haulage operator, or logistics provider, numerous financial hurdles can impact your operations. Explore real-life examples of how we’ve guided our clients through financial challenges and helped secure their future.
Winding Up Petition Prevented & Business Saved
Our client was the owner of a haulage company that found itself in financial difficulty. This was mainly caused by a disputed debt…
Resolving Financial Crisis Amidst Personal Struggles
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In most cases, directors are not liable for the debts of a limited company. However, there are some circumstances in which directors could be liable…
Illegal Dividends Explained: Protecting Directors
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Dealing with aggressive creditors can be overwhelming…
In this video, our chairman reveals how our experienced team steps between you and aggressive creditors, creating the breathing space you need to regain control.
When creditors push for immediate payment or threaten legal action, we step in. Our team takes control of all communication, giving you the breathing space to make calm, informed decisions. Whether you’re facing six-figure demands, bankruptcy threats, or multiple creditors fighting over the same asset — we’ve seen it, handled it, and resolved it.
If you are facing financial difficulty, these free Debt Advice Guides are here to support you. From dealing with creditor pressure and HMRC arrears to navigating business restructuring or even potential closure, we understand the complex challenges at this level. Drawing on years of specialist experience, we’ve created these guides to offer clear, strategic advice tailored to you. Whether you’re seeking to protect your business or prepare for a fresh start, these resources are designed with you in mind.
Uncertain about personal liabilities as a Director of a business, and how business debt impacts your personal finances?
Have you signed a personal guarantee? This guide gives you all the information you need to know.
Download your guide to find out everything you need to know about HMRC business arrears.
Many directors we speak to are facing a combination of critical issues:
For many, this translates into sleepless nights, worrying about their home, personal liability, or losing everything they’ve built.
We are not accountants or insolvency practitioners. We are commercial debt strategists. Our primary objective is to protect you and your interests. Here’s our strategic approach:
✅ Step 1: Confidential Assessment
We provide a quick, no-obligation review of your financial position, assessing your exposure and risk to give you immediate clarity.
✅ Step 2: Strategic Plan
We develop a tailored, commercial, and achievable strategy. Whether it involves negotiation, restructuring, or exit, we explain all viable options clearly.
✅ Step 3: Creditor Protection
Bell & Company engages directly with lenders, landlords, HMRC, and any solicitors to halt further escalation or threats, providing you with crucial breathing room.
✅ Step 4: Reduce Liabilities
We negotiate directly for reduced settlements or manageable payment plans, aiming to significantly cut your debts, not just delay them.
✅ Step 5: Protect You Personally
We meticulously work to minimise your exposure to personal guarantees, director liability, or bankruptcy, and where possible, eliminate it entirely.
📌Request A Call-Back – Send us your enquiry online, and our team will review and get back to you promptly.
📞 Call Us Directly – Speak with one of our specialists now.
📧 Send Us an Email – Drop us an email, and we’ll organise a suitable time for a callback.
💬 Use Our Live Chat – Get real-time support from our team via our website.
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