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About Bell & Company

At Bell & Company, we specialise in all areas of debt. As Debt Strategists, we don’t just offer advice; we develop and execute tailored strategies to secure the best possible outcome for our clients.

Established in

2009

About Bell & Company

At Bell & Company, we do debt differently.

We’re not insolvency practitioners, lawyers or accountants – although our team comes from those backgrounds. We are Debt Strategists; a unique team dedicated to protecting clients, not creditors.

Our mission is simple: to help people and businesses in debt take back control, protect their assets, and achieve the best possible commercial outcome.

While traditional insolvency professionals work to recover funds for creditors, we work exclusively for our clients. That independence gives us the freedom to build creative, holistic strategies designed solely around your goals – not anyone else’s.

We understand that debt isn’t just a number on a balance sheet; it’s personal. It affects livelihoods, families, and futures. That’s why we combine technical expertise, strategic thinking, and a relentless commitment to getting the right result.

Our team has decades of experience across insolvency, law, and finance – experience we now use to level the playing field for those who’ve been backed into a corner.

We don’t follow a formula. We create a strategy. And we see it through.

Meet Terry Bell: The Founder of Bell & Company

Terry Bell is the Chairman and driving force behind Bell & Company. With over 25 years of experience in the insolvency sector, Terry is relentless in solving business debt issues and resolving financial disputes.

Starting his career as an accountant, Terry became a master of financial and business management, but his passion has always been for developing creative solutions where others have failed. He remains hands-on, assisting with complex cases and developing our team’s strategies, ensuring that every Bell & Company client benefits from our unique blend of expert knowledge, unique experience, and creative problem-solving.

Watch Terry discuss his favourite case.

Why You Can Trust Bell & Company

We understand that facing financial pressure can feel overwhelming. That’s why we’re here to guide you with honesty, empathy, and expertise. You can also rely on our Debt Advice Hub for clear, up-to-date information and practical resources — trusted by thousands, with over 25,000 downloads and millions of pounds saved for our clients across the UK and Ireland.

Independent. Impartial. On Your Side.

We’re not tied to creditors, insolvency practitioners, or external interests. Our independence means we work exclusively for you, protecting your assets and negotiating from your side of the table. This impartial approach consistently delivers the best results for our clients.

About Us

Proven Results

For over a decade, we’ve helped thousands of individuals and businesses overcome debt challenges – saving more than £300 million in the process. Our results speak for themselves, and our case studies show exactly how strategic thinking delivers real financial freedom.

Recent Settlements Achieved

Experienced Debt Strategists

Our team combines backgrounds in accountancy, insolvency, and finance to ensure every angle is covered. With decades of combined experience, we know how to find solutions others overlook. Don’t just take our word for it – hear directly from those we’ve helped.

Reviews From Clients

Why Choose Bell & Company

Client-Focused:

Founded by Terry Bell, we’re a family-led firm built on trust, integrity, and genuine care. Every client matters to us, and our approach is personal, compassionate, and focused entirely on protecting your interests.

Experience That Delivers Results:

With decades of experience across accountancy, insolvency, law, and finance, our team knows how to navigate even the toughest financial challenges. We find solutions where others can’t – helping clients regain control and achieve lasting results.

Independent Advice, Always for You:

We work solely for our clients, not their creditors. This independence allows us to design ethical, tailored strategies that protect assets and deliver the best commercial outcome for you.

Free, No-Obligation Consultation:

Our free initial consultation gives you clear, practical guidance based on your circumstances. We take the time to understand your situation and outline a strategy you can move forward with confidently.

Trusted Nationwide:

Recognised as one of the UK’s leading independent debt strategy firms, we’re known for our professionalism, transparency, and results-driven approach. Our pragmatic approach to creditor relationships helps us achieve the best results for our clients.

Authorised and regulated by the Financial Conduct Authority (FCA).

Discover How We’ve Helped Others

Client Case Studies

Discover real success stories from our clients. See how we’ve helped others achieve remarkable results through tailored solutions and expertise.

TrustPilot Reviews

Our clients trust us, and their reviews prove it. Explore our verified Trustpilot testimonials and see why we’re rated among the best in our industry.

Visit Our Youtube

Watch our journey in action. Explore tutorials, success stories, and behind-the-scenes insights on our YouTube channel.


Client Testimonials

Want to know how we can help? Contact Us Today.

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