About Us

Terry is the founder of Bell and Company and has over 25 years of experience in the Insolvency sector and takes a pragmatic and imaginative approach to all cases. His role as Chairman sees him work to manage and develop the business.

As well as this, Terry takes a hands-on approach, working with team members to develop strategies and assisting with complex cases.

Terry started his career as an accountant however, he has worked within the insolvency sector for more than two decades. He is an expert on financial and business management and has a wealth of experience in all areas of insolvency.

What is your favourite part of your job?

“My favourite part of this job has always been helping clients who think they have nowhere else to turn. As well as this, I love working with the fantastic team at Bell & Company.”

Tell us an interesting fact about yourself

“To relax, Terry enjoys all sports especially rugby and also any time he gets with his children and grandchildren now scattered across Europe.”

Amanda is our Director of Talent Management, her role involves day-to-day Human Resource management including training and development of the team. She is also responsible for operations and general office management.

This role sees her work closely with the other directors to ensure the growth and longevity of the business. Most importantly she ensures senior staff work as a team to ensure this happens and are transparent with the team on the direction of the company. As well as this, Amanda works with our charity partner NSPCC NI to organise our fundraising efforts.

Amanda helped to build Bell & Company over many years. She came from a recruitment background after studying Business Studies at Hull. Whilst the business was growing, she was involved with running cases and their administration. As the team grew, Amanda started to look after team management and training.

What is your favourite part of your job?

“I really enjoy seeing people grow in their roles, taking more responsibility and growing as people.“

Tell us an interesting fact about yourself

“I have volunteered to take part in the Power of 4 Charity Event this year – walking 4 miles every 4 hours over 48 hours. I previously did this event over 2 years ago so will need to start training now!

I also enjoy socialising with my friends and travelling, especially to visit family living abroad. We now have 7 grandchildren who we love to see as much as possible.“

Will plays a key role at Bell & Company, focusing on ensuring the business has the right resources, processes, and training in place to support team development and operational excellence. With a forward-thinking approach, Will is constantly identifying new avenues for growth, enabling the company to assist a greater number of individuals and businesses facing debt-related challenges.

In addition to their responsibilities at Bell & Company, Will is actively involved in Business Development at our sister company EU Property Solutions, where he works to onboard new clients and expand the company’s reach in addressing complex debt and overseas property issues.

What is your favourite part of your job?

“I take great pride in seeing our team develop and seeing the fantastic results we achieve for our clients”

Tell us an interesting fact about yourself

“When not at work I spend most of my time acting as a referee/bank/free taxi to my three children!”

James’ primary role is as Chief Finance Officer. This largely involves overseeing company finances, regulatory requirements and assessing the scope for new markets and growth.

Alongside this, he manages the EU Property Solutions brand liaising with our Technical Business Unit and Communications Teams on new enquiries and working with overseas Legal Teams to assess realistic strategies for new clients. Also work alongside Case Managers ensuring all courses are moving forward to agreed outcomes.

What is your favourite part of your job?

“I love that my job as CFO always brings new and interesting challenges. My role at EU Property Solutions is especially rewarding as i get to see clients who thought they were trapped by property debt get a well-deserved resolution.”

Tell us an interesting fact about yourself

“In my spare time, I spend time with my two daughters, play golf and enjoy exploring Yorkshire’s excellent Craft Beer culture.“

Domilia is currently an Associate Director, Her day-to-day duties include developing and implementing a comprehensive communication strategy which conveys our mission statement as well as developing and managing the communication budget, ensuring there is a cost-effective allocation of our marketing resources whilst leading and mentoring a team of communication professionals to ensure high-quality output.

Her background is in Communication Management and Public Relations where she obtained a First Class Honours whilst studying at the University Of Ulster. Domilia joined the Bell & Company team in 2019 during her placement year and has never looked back since.

She writes “There is a lot of room for growth and development opportunities here at Bell & Company, one of my most used initiatives is our daily self-development hour where I can focus on marketing trends and review the different elements of our marketing mix.”

What is your favourite part of your job?

“My favourite part of working at Bell & Company is the internal collaborative approach we have here with our team when it comes to developing tailored strategies that will alleviate their debt-related issues. Another favourite element of the job for me is when a client contacts our team and references a marketing resource that led them to make contact with us, it fills me with a sense of pride to know our efforts are making a difference.”

Tell us an interesting fact about yourself

“If my name hasn’t already given it away, I am originally from Lithuania, having moved to Northern Ireland when I was 3 years old.

On my days off you will usually find me in Zara…however I also enjoy visiting new places and trying out new restaurants across Belfast.“

Liam is one of our Associate Directors He assists clients with more complex cases, by fully assessing their situation, and devising strategies to commercially resolve their issues. He also oversees the Technical Business Unit, a team of Financial Consultants that he helps to devise strategies to assist clients as well as providing them with training for further development.

Liam comes from a background of Financial Services, Customer Experience Manager and Customer Relations Manager. He started as a member of our sales team and worked his way up to Senior Financial Services Consultant within Bell & Company.

What is your favourite part of your job?

“I get to learn something new every day, help others learn and develop, and assist clients by providing them with solutions to their debt problems.”

Tell us an interesting fact about yourself

“I used to be a DJ for extra income in my spare time. I love spending time with my dogs, fine dining, and gaming. An interesting combination.”

Ionagh is currently the Business Development Manager at Bell & Company, where she plays a key role in driving growth and fostering client relationships.

She initially joined the company six years ago as an Administrator and has since progressed through various roles, including Strategist, Practice Manager, Chairman’s Executive Assistant.and most recently, Business Development Manager.

Although Ionagh holds a Private Secretary’s diploma, it is her hands-on experience at Bell & Company that has been instrumental in shaping her professional development and career path.

What is your favourite part of your job?

“My favourite part of my role is the diversity and that no two days are the same. As well as this, there is a great work-life balance due to the implementation of the 4-day week.”

Tell us an interesting fact about yourself

“I enjoy going to the gym and spending time with my family and friends. My main interest is GAA and supporting my local club.“

Rory is the Head of Corporate Debt Solutions at Bell & Company. His role sees him manage our team of Strategists, implementing solutions for clients and ensuring that we get the best possible results for anyone struggling with debt.

Rory is originally a History and Law graduate. However, he has worked in the insolvency sector for twelve years, gaining the Certificate of Proficiency in Personal Insolvency and the Certificate in Money Advice Practice.

What is your favourite part of your job?

“I love helping clients resolve their debt issues and knowing my contribution made a difference.”

Tell us an interesting fact about yourself

“I write blogs and articles in my spare time. Away from work, I like to write, watch rugby and listen to The Beatles.”

Naoise works in the Communications Team as a Marketing Manager. She is responsible for developing and executing comprehensive marketing strategies to promote Bell & Company’s services, encompassing paid and organic campaigns across Google, social media, forums, and the company website. Her role also includes content creation, email marketing, and data analysis, using AI tools to enhance campaign performance and audience engagement.

With over a decade of experience in digital marketing, Naoise brings a wealth of expertise that supercharges the company’s marketing activities, helping Bell & Company reach and assist even more potential clients.

What is your favourite part of the job?

I am enjoying using my skills to educate potential clients about our services and bring them back from a place of despair and helplessness. It’s an incredibly rewarding experience.

Tell us an interesting fact about yourself

I have travelled to 34 countries (and counting!) and would love to visit every continent. I really enjoy getting under the skin of a country and trying to cram in as much as possible to every holiday. One of the best experiences was when I hitch-hiked from Manchester to Marrakech for charity, but it is India that holds the top spot for favourite country visited.

Ruairi serves as our Commercial Strategy Manager in the Communications Team. He is responsible for driving client engagement and retention through strategic consultation, premium profiling, and data-driven insights. This role oversees automation processes, AI efficiencies, and agency management, ensuring seamless operational performance and continual technical refinement across back-end systems.

Ruairi brings with him international experience gained from several prominent global brands. His expertise contributes to our brand and helps us attract more clients for whom we can assist effectively.

What is your favourite part of the job?

I love the idea of being able to have a direct impact on the consumer’s journey through a collaborative process that combines creativity and attention to detail. The prospect of contributing work that can potentially attract and help clients who are facing challenges or going through difficult times is meaningful to me.

Tell us an interesting fact about yourself

I lived in Amsterdam for 10 years from the ages of 4-14. I have also broken 10 bones in my body thanks to rugby (Surprisingly, I am still playing)

Michael is the Debt Solutions Manager at Bell & Company, where he plays a pivotal role in guiding clients through complex financial challenges. With over 10 years of experience in the Financial Services industry—including nearly 3 years specializing in insolvency—Michael brings a depth of knowledge and practical insight to his role.

He shares, “My day starts with a coffee to get that slight edge, followed by planning and reviewing documentation, arranging consultations, and assessing new enquiries. I conduct due diligence on each case to determine suitability before progressing with tailored consultations. I regularly devise strategies and communicate these to potential clients as part of the onboarding process.”

Since joining Bell & Company, Michael has developed and refined his expertise. His progression within the company reflects both his technical competence and his commitment to helping clients find effective solutions.

What is your favourite part of your job?

“My favourite part of the role is listening to and understanding a myriad of different cases including businesses and individuals, how their businesses operate and the subsequent issues that face them. It’s then rewarding to understand that the strategies we devise help get them out of a tricky situation, never mind the huge savings we can achieve.”

Tell us an interesting fact about yourself

“A fun fact about me is that I have a doppelganger who happens to be a local famous comedian, this is most definitely a double-edged sword. I have various hobbies including playing football at a high level within Northern Ireland whilst also being a keen investor within the local property market and stock market.”

Philip is a Financial Services Consultant at Bell & Company with a strong background in the financial services sector. He specialises in advising on both personal and business debt, bringing a wealth of experience to each client engagement. Philip is often the first point of contact for individuals and businesses facing financial difficulty, and he plays a key role in assessing their circumstances and developing bespoke, cost-effective strategies to help them regain control and move forward with confidence.

What is your favourite part of your job?

“I’m very much a people person, and I find great satisfaction in helping others. The individuals we assist are often navigating some of the most challenging times in their lives. By providing them with a tailor-made strategy to address their unique needs, we not only ease a significant burden but also empower them to focus on their work and personal lives. Knowing that I can have such a meaningful, positive impact on our customers is something I take immense pride in.“

Tell us an interesting fact about yourself

“I’m a passionate football fan with a strong knowledge of the game. I once competed in a football quiz against 12 other teams—most of them had 4 to 6 members, but I was on my own. Despite that, I came first, answering 94 out of 100 questions correctly. “

Joe is a Financial Services Consultant at Bell & Company. He reviews clients’ situations when they first contact him and develops bespoke strategies to resolve their financial issues cost-effectively.

What is your favourite part of the job?

“My favourite part of the job is guiding our clients from a position where they think they have no other options and no one to turn to, to then showing them the strategy we have devised for them and seeing their delight in how we can help navigate them out of their stressful situation whilst maximising savings.“

Tell us an interesting fact about yourself

“An interesting fact about me is that when I was a student and before I started in financial services, I worked at Subway as a sandwich artist and made it to the finals of a national sub-making competition!”

As part of our team of Financial Services Consultants, Liam’s role sees him welcoming initial enquiries and helping to onboard clients. He works closely with other members of his team, specialising in bankruptcy, property debt and a variety of other corporate cases. As the first point of contact, Liam will assess a client’s situation and determine if, and how, we can help them.

Before joining the team, Liam worked in a variety of business development and financial services roles. Since coming to Bell & Company he has worked ambitiously to develop his knowledge of niche areas of insolvency and debt.

What is your favourite part of the job?

“I am a people person, so I love the opportunity to meet such a wide variety of clients. As well as this, I get to provide reassurance and support to many people who feel like they have no options left.”

Tell us an interesting fact about yourself

“I actually lived in Spain for 7 years and speak Spanish fluently!”

Micaela is an Insolvency Executive at Bell & Company, bringing a strong background in the financial services sector. She supports clients facing complex financial challenges by delivering bespoke debt solution strategies, carefully tailored to each individual’s circumstances. With a strong focus on client care and achieving the best possible outcomes, Micaela assists clients through to the successful resolution of their cases, helping them work towards financial stability and a more secure future.

What is your favourite part of your job?

“My favourite part of the job is being part of someone’s turning point – helping clients through what is often one of the most stressful times in their lives. Guiding them from a place of stress and uncertainty to one of clarity and confidence, knowing they have a plan in place and a team behind them, is what makes this work so meaningful to me. It’s incredibly rewarding to play a part in giving our clients a fresh start.”

Tell us an interesting fact about yourself

“I’m originally from the Philippines and made the big move to Northern Ireland when I was 8 years old, swapping sunshine for… Slightly less sunshine. Outside of work, I love travelling and spending time with family and friends. I’m also a big foodie, and I’m always on the lookout for new restaurants and hidden gems to try”

Joseph is our Performance Executive at Bell & Company, working within the Back-End Debt Solutions team. He plays a key part in bridging operational data with strategic decision-making. His responsibilities include data analysis, forecasting, and reporting directly to senior management, helping to inform business performance and drive continuous improvement.

In addition to these duties, he manages various administrative processes across the company’s CRM platforms, ensuring data integrity and efficiency across systems. His role not only supports internal performance tracking but also contributes to the development and refinement of key business processes across departments.

What is your favourite part of your job?

“What I enjoy most is that the role is evolving with me. Since it’s a new position, I’ve had the opportunity to influence how we approach reporting, performance tracking, and process improvement. It’s both engaging and rewarding to contribute to shaping our internal systems while continually learning and developing my own skills.”

Tell us an interesting fact about yourself

“I’m a big animal lover—especially when it comes to dogs. In fact, my girlfriend and I run a small dog-minding business on the side!”

Luke’s role at Bell & Company is as debt strategist, he assists clients on a day-to-day basis to achieve their financial goals. He is responsible for delivering strategies that are tailored to every client’s individual needs, and in doing so bring about the best outcome possible.

Luke has acquired various skills by working in very different industries, some of which were applicable when he took on the role of administrator at Bell & Company. Since joining the company, he has had access to tailored training. Since joining Bell & Company he has developed confidence in how he communicates, deals with stressful situations, approaches a task, strategic planning and understanding people, clients and creditors.

What is your favourite part of your job?

“When most clients instruct our services it is usually after years of struggling against creditors that see them as simply a number with a monetary value. My favourite part of the job is getting the client the best result possible, and seeing how that can bring about a drastic change in their mental and physical state, we hear time and time again that the moment the client instructs our services the relief in that alone is immeasurable.”

Tell us an interesting fact about yourself

“I love to spend time with my family, Three-year-olds really are a bundle of fun!”