Articles

The Growth-vs-Reality Paradox: Why UK Firms are Failing Despite Economic Optimism

According to the Office for Budget Responsibility (OBR), the UK economy is beginning to show early signs of recovery. However, behind these headline figures lies a far more fragile picture. Business insolvency data reveals a growing and troubling divide, driven…

Autumn Budget 2025: What Financially Stretched Business Owners Need to Know

The 2025 Autumn Budget, delivered by Chancellor Rachel Reeves, introduces some of the most consequential tax and regulatory changes that small businesses have faced in recent years. For owners already navigating cash-flow pressures, rising costs and tightening margins, many of…

October 2025 UK Corporate Insolvency Data: The Rise Of Creditor Enforcement  

The latest insolvency figures for October 2025 show a worrying rise in the number of UK businesses running into serious financial trouble.  Using data from CreditSafe, Bell & Company has looked beyond the headlines to understand what’s really driving this increase – and what…

Don’t Get Spooked By Debt: Get Expert Help With Debt & Save Your Business Now

Facing crippling business debt or a Personal Guarantee? Get immediate, expert help with debt to protect your home and save your business.

Why Established Businesses Are Now at Greater Risk of Insolvency

Established UK businesses are increasingly at risk of insolvency, often due to HMRC debt. Learn how Bell & Company helps protect viable firms and restore stability.

HMRC’s AI Attack: How to Settle Business Tax Arrears & Negotiate Payment Arrangements

Artificial Intelligence has officially joined HMRC’s payroll. From detecting fraudulent claims to identifying unpaid tax liabilities, HMRC is now using advanced AI tools and its powerful Connect database to track financial discrepancies and clamp down on tax avoidance. And while…

Property Investment Debt: How Bell & Company Helps Landlords and Investors Regain Control

The UK and European property investment markets are under pressure. Rising interest rates, falling valuations, and stricter loan covenants have left many landlords and investors struggling to meet their financial obligations. From distressed commercial buildings to overleveraged portfolios, property debt…

Real-World Insolvency Figures and What They Mean for Your Business

UK company insolvencies rose again in July 2025, with over 2,000 businesses affected. Discover what the latest figures mean for directors and how to protect your future

The Retail Domino Effect: What Supermarket Closures Really Mean for Your Business 

Supermarket closures signal a wider financial squeeze. Discover what UK hospitality directors must do to protect against rates, debt, and creditor risks.

Is Business Debt Taking a Summer Holiday? Why Directors Need Personal Guarantee Advice Now.

Worried about business debt, HMRC arrears, or personal guarantees this summer? Learn why creditors are increasing enforcement and how Bell & Company provides expert debt help

HMRC Crackdown: What Rising Tax Debt Among the Wealthy Means for You – and How We Can Help

This article provides clear answers to the most urgent questions we receive when it comes to HMRC debt and outlines actionable solutions to protect your personal and business assets.

Unpaid Invoices & Late Payments: Your Business’s Silent Killer? 

Is your business struggling with unpaid invoices, late payments, or mounting debt? Discover expert solutions for directors facing personal guarantees, insolvency and HMRC liabilities. Act now to protect your assets and future.