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Pre-Action Protocol for Debt Claims

The protocol in England and Wales governing many debt claims by businesses against individuals before court proceedings are issued.

  • Pre-Action Protocol

    Rules and guidance setting out steps parties should take before starting certain court claims, including exchanging information and trying to resolve the dispute where possible.

  • Creditor action

    Steps taken by a creditor to recover or protect a debt, ranging from demands and negotiation to court or insolvency proceedings.

  • Letter before action

    A formal warning that court proceedings may be started if a dispute or debt is not resolved by a stated deadline.

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