Debt advice
Information and guidance designed to help someone understand their debts, risks and available options before deciding what to do.
Related terms
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Independent legal advice
Advice from a lawyer acting only for the person receiving the advice, without a conflict of interest. It is often relevant when significant guarantees or security are being signed.
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Affordability
A practical assessment of what someone or a business can genuinely pay after allowing for reasonable essential costs and commitments.
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Debt counselling
A regulated activity involving advice to a debtor about how to deal with debts and available debt solutions.
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