Credit score
A numerical indicator used by a credit reference agency or lender to help assess the likelihood of repayment. Different organisations can produce different scores.
Related terms
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Credit file
The record held by a credit reference agency containing information used by lenders and others to assess creditworthiness.
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Credit report
A record of borrowing, repayment history, public information and other data used to help assess creditworthiness.
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Credit Reference Agency (CRA)
An organisation that collects and supplies credit information to lenders and other authorised users.
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