Call us today to speak to our Business Debt Experts: 0333 305 4331

Available 24/7. Request a call back.

Hospitality Debt

Hospitality Sector

Free expert advice from specialists who understand your sector.

Hospitality Industry Debt Support

The hospitality sector thrives on delivering comfort, service, and unforgettable experiences. From boutique hotels and bustling restaurants to pubs, venues, and resorts. These businesses form the social fabric of our communities and fuel local economies.

But behind the scenes, operators face relentless financial pressure. Rising utility costs, rent increases, staff shortages, and fragile supply chains can quickly erode margins. Add to that seasonal demand shifts, unpredictable footfall, and economic uncertainty, and it’s clear that hospitality is one of the toughest sectors to stay financially resilient in.

Even the most successful venues can find themselves struggling with debt, tax liabilities, or creditor demands, especially when cash flow is tight and the pressure is constant.

At Bell & Company, we specialise in helping hospitality businesses regain control. With deep sector insight and years of experience in financial restructuring, we support hotels, restaurants, pubs, and hospitality groups through periods of financial distress.

Did you know that liquidations in the hospitality sector doubled in the first half of 2025 — with HMRC responsible for 64% of them? (Deloitte)

In 2025, creditors have ramped up pressure on struggling hospitality businesses, triggering a 37% spike in court-ordered liquidations and corporate receiverships. (TBA)

Extremely professional service

Extremely professional service from start to finish. The team at Bell & Company were empathetic to my situation and extremely efficient in implementing the strategy devised at the onset.My case manager was always at the other end of the line…

Extremely professional service

Extremely professional service from start to finish. The team at Bell & Company were empathetic to my situation and extremely efficient in implementing the strategy devised at the onset.
My case manager was always at the other end of the line when needed and saw my case right through to the end where a brilliant result was achieved. Thank you to all at Bell & Company.

Robert – GB

Case Studies: Success Stories From Recent Clients

See How We’ve Helped Hospitality Businesses & Directors

From independent restaurants and boutique hotels to national chains and event venues, we’ve supported hospitality businesses across the UK and Ireland through some of their toughest financial challenges. Explore real-world outcomes that show how we’ve helped protect livelihoods, preserve reputations, and keep doors open.

Man stressed about hospitality debt

Why UK Hospitality Businesses Are Struggling in 2025 – And Solutions

The UK hospitality sector faces an unprecedented crisis. Despite a post-pandemic rebound and a brief boost from..

Read Case Study

How to Negotiate a Full and Final Settlement

At Bell & Company, we’re all about delivering strategic, tailored solutions that make a real difference. Today, we’re sharing the story of a couple who came to us in financial distress..

Read Case Study


Articles: What’s Happening In The Hospitality Sector?

Stay informed with the latest articles written by our expert team, tailored specifically for the Hospitlaity Sector

Pub Closures Increase By 68%

UK Pub closures have accelerated to the highest rate in over a decade, with 620 venues closing in the year to March 2023 in another blow to an industry that has already suffered massively.

Read Article

Managing Commercial Energy Debt

In the current economic climate, UK small and medium-sized enterprises (SMEs) face an evolving energy debt crisis, significantly driven by escalating energy costs. 

Read Article

HMRC Debt issue

Understanding HMRC Debt

Over the past week, we’ve spoken with more than 10 company directors who have received HMRC winding-up petitions

Read Article


Directors Debt Help: The Complete Guide

We’ve created a dedicated guide packed with expert advice

Uncertain about personal liabilities as a Director of a Hospitality business, and how business debt impacts your personal finances? Get your free guide for clear insights into Directors in Debt and regain control of your financial situation.

Download Guide


Hospitality Owner Secures 66% Debt Reduction

Watch our detailed Client Case Study

Facing a £150,000 personal guarantee after his business went into liquidation, one hospitality business owner was staring down the barrel of bankruptcy. But with Bell & Company on his side, that all changed

Watch Full Video

Hospitality Debt

Book Your Free Consultation Today

📌Request A Call-Back – Send us your enquiry online, and our team will review and get back to you promptly.


📞 Call Us Directly – Speak with one of our specialists now.


📧 Send Us an Email – Drop us an email, and we’ll organise a suitable time for a callback.


💬 Use Our Live Chat – Get real-time support from our team via our website.


Client Testimonials